Money/Budget: How To Easily Buy All Your Blogging Gadgets As A Student/Upcoming Blogger…. [Great tips for saving & for small business owners too]

How To Easily Buy All Your Blogging Gadgets As A Student/Upcoming Blogger

Hello, lovelies,

Hope you are having a great day? So, this post was inspired by a money/saving related post I published on my personal Instagram [@itsmaryamsalam] a few days ago. I was actually surprised many people messaged me privately concerning the topic and the comments were very interesting too [Click here to read them]. Then, I thought why not bring it on here to talk more about it as most of my savings majorly went into my passion for blogging.

A quick background story, if you don’t know, I am a full-time student, I blog “part-time” along with my on & off part-time job [Depending on how busy I am with uni work]. Personally, I think my parent pay so much for my studies and upkeep, so asking them to fund my passion [Blogging/blogging gadgets] was a No No for me even though, they might complain at first but eventually support me financially. 

To continue pursing what I enjoy doing, I had to quickly learn an effective saving skill that works for me. Guys, I used to be bad at saving before going to Uni.

Even during my first year in University, I would shop like there is no tomorrow feeling like one “omo baba olowo” [Yoruba language]

But then I got a bit better in my second year and I think the final year and life after university kicked me straight for a quick reality check which made me improve the saving skills that I have now transferred to my mum and friends. So, let’s get started. Actually, you might want to get a pen and paper first to take some notes down because it’s about to be an interesting read.

The secret to easily buy all your blogging gadgets is SAVING!

First of all, you need to know what you are saving for. it might be one thing or several things. So, write down everything you want to save for this year [I would recommend having between 3-5]. At this point, you need to be real and practical with yourself. Ask few questions to help you prioritise: What is important to me? What do I want to achieve this year? Do I have a revenue stream to save [Yes, pocket money from mum and dad is a revenue stream – it might be fix or variable though] & how will these things  I am saving for help me/make me progress?  

The last question is so important because you want to make sure you are saving for something that benefits you.

Secondly, arrange your saving list from top priority to least priority.

Then, write the estimate of each item/project in front of the names [Consider using +10% in case the prices increases]

Now, calculate the total of the items/projects. Then, set your target date. This part is very crucial as once again, you need to be very real with yourself. 

Ask yourself these questions: Am I earning enough to meet my financial target? How much are my fix bills monthly [If you are paying any bills]

Now, divide the total amount of your project by the number of month/weeks you have before your set target date [Some people prefer to save weekly]. Then this should give you the amount to save monthly/weekly. If you genuinely think you can cover the amount monthly, then you are good. You can stop writing at this point if the amount is affordable for you. But, if the amount is a bit too high, keep scrolling.

On the other hand, if the amount is too high for you to cover monthly, you might want to consider saving for one project after the other or prioritizing 2 or 3 to focus on.

PREVIOUS POST: This Is How To Create A Perfect Cohesive Instagram Theme & Why…

This post is getting too long but I just wanted to give few tips to help:

• Never save 100% of your income all in the name of saving
• Try to treat yourself to something anytime you get an income [It might be something as little as a dinner]. Something you’ve been craving for or really wishing to have – It helps you kill that crave to spend.
• It’s not easy to save but trust me, it is worth it.
• Breaking down your financial target into bits helps make saving easy
• Finally, you don’t have to start big. £10 monthly or N1000 goes a long way when you don’t expect

If you remember, I was in Nigeria 2016 for 6 months to start up TBP [Paper work and all – that demands money]. This monthly saving trick helped my saved for 3 years along with my full-time education [I had a part-time job] that sustained me for that 6 months spent in Nigeria [Living cost, day to day activities, turn up, Uber etc….]. Trust me, this trick is tested & approved by many.

This post was long but I hope you enjoyed it and find it helpful. This is the time to start saving for that camera, laptop, creative holiday, apartment, car, business etc.

Don’t forget to stay connected on social media @thebloggerpoint / @itsmaryamsalam